Red Current Finance
Capital against eligible collateral, not just cash-flow underwriting.
Asset-based lending provides capital based on eligible collateral — receivables, inventory, equipment, and other business assets — rather than relying solely on conventional cash-flow underwriting.
01
Structures
- Asset-based revolving lines of credit
- Borrowing-base facilities
- Receivables-based lending
- Inventory-backed lending
- Equipment-backed lending
- Multi-asset credit facilities
- Working-capital facilities secured by business assets
02
When ABL fits
Asset-based structures are often appropriate for companies with strong collateral but uneven earnings, rapid growth, seasonal swings, or a balance sheet that conventional underwriting undervalues. Availability depends on collateral quality, reporting, and lender criteria.